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Frequently asked questions

Answers to common questions about getting started and using X LEND.

How long does the loan application process take?
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Most applications are quick — often approved within 24 to 48 hours. It depends on your lender, loan type, and how fast you get us the info. Our smart lender-matching system helps speed things up, and applying takes less than 10 minutes.

What can a business loan be used for?
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Business loans can be used for almost anything — buying equipment, paying suppliers, covering wages, renovations, marketing, or boosting cashflow. If it helps your business grow or stay on track, chances are we can finance it.

I haven't done my taxes yet, can i still get a loan?
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Yes, you can. We work with a range of lenders who offer low doc and no doc options for self-employed applicants. Even if your tax returns aren’t up to date, we can usually help. Just give us a few details and we’ll match you with a lender that suits your situation.

Can I buy a car privately on finance?
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Yes, absolutely. We can help you finance a car whether it’s from a dealership or a private seller. If you're buying privately, we’ll work with the seller to make sure everything runs smoothly. The process is slightly different to buying from a yard, and we’ll usually arrange an inspection to confirm the car’s condition. Once that’s sorted, we handle the rest to get your funds released quickly.

Do i have to wait for a call?
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Once you submit your enquiry, a consultant will reach out within 60 minutes during business hours. You will get a call from a mobile number and that will be your point of contact from there on.

How long does the loan application process take?
icon

Most applications are quick — often approved within 24 to 48 hours. It depends on your lender, loan type, and how fast you get us the info. Our smart lender-matching system helps speed things up, and applying takes less than 10 minutes.

What can a business loan be used for?
icon

Business loans can be used for almost anything — buying equipment, paying suppliers, covering wages, renovations, marketing, or boosting cashflow. If it helps your business grow or stay on track, chances are we can finance it.

I haven't done my taxes yet, can i still get a loan?
icon

Yes, you can. We work with a range of lenders who offer low doc and no doc options for self-employed applicants. Even if your tax returns aren’t up to date, we can usually help. Just give us a few details and we’ll match you with a lender that suits your situation.

Can I buy a car privately on finance?
icon

Yes, absolutely. We can help you finance a car whether it’s from a dealership or a private seller. If you're buying privately, we’ll work with the seller to make sure everything runs smoothly. The process is slightly different to buying from a yard, and we’ll usually arrange an inspection to confirm the car’s condition. Once that’s sorted, we handle the rest to get your funds released quickly.

Do i have to wait for a call?
icon

Once you submit your enquiry, a consultant will reach out within 60 minutes during business hours. You will get a call from a mobile number and that will be your point of contact from there on.

How long does the loan application process take?
icon

Most applications are quick — often approved within 24 to 48 hours. It depends on your lender, loan type, and how fast you get us the info. Our smart lender-matching system helps speed things up, and applying takes less than 10 minutes.

What can a business loan be used for?
icon

Business loans can be used for almost anything — buying equipment, paying suppliers, covering wages, renovations, marketing, or boosting cashflow. If it helps your business grow or stay on track, chances are we can finance it.

I haven't done my taxes yet, can i still get a loan?
icon

Yes, you can. We work with a range of lenders who offer low doc and no doc options for self-employed applicants. Even if your tax returns aren’t up to date, we can usually help. Just give us a few details and we’ll match you with a lender that suits your situation.

Can I buy a car privately on finance?
icon

Yes, absolutely. We can help you finance a car whether it’s from a dealership or a private seller. If you're buying privately, we’ll work with the seller to make sure everything runs smoothly. The process is slightly different to buying from a yard, and we’ll usually arrange an inspection to confirm the car’s condition. Once that’s sorted, we handle the rest to get your funds released quickly.

Do i have to wait for a call?
icon

Once you submit your enquiry, a consultant will reach out within 60 minutes during business hours. You will get a call from a mobile number and that will be your point of contact from there on.

Book a free consultation

Lets talk about your goals and see how X Lend can simplify your finance journey.

Book a call

Do you prefer email? We're available at:

info@xlend.com.au

Book a free consultation

Lets talk about your goals and see how X Lend can simplify your finance journey.

Book a call

Do you prefer email? We're available at:

info@xlend.com.au

Book a free consultation

Lets talk about your goals and see how X Lend can simplify your finance journey.

Book a call

Do you prefer email? We're available at:

info@xlend.com.au