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X Lend

Compare Finance. Save Your Money.

  • Free comparisons for any personal or business finance
  • No impact to your credit score for a quote, guaranteed.
  • Access to 80+ lenders with one simple application
  • Bad credit or unpaid defaults? We can still explore lender options.
X Lend lender comparison shown on a mobile phone

Why X Lend is your best bet for better finance.

An award-winning brokerage, built for everyday Australians.

Designed for everyday people, not just bank-grade clients.

We know better than anyone that not everyone's perfect. That's why we still get bank-like interest rates for borrowers that aren't so perfect. There's no judgement from us, we just want to help you get your finance sorted.

Careful Lender Matching

We only submit the applications that we pre-vet with your chosen lender partner. Our main focus is protecting your credit file while getting you the best finance possible.

24 to 48 Hour Approvals

We're a brokerage that prioritises speed to approval and can have your funds on the same day. It all depends on how quick you want to move.

Your Own Consultant

No more sitting on hold to your bank waiting to be transferred to someone and explain your story each time. You get one consultant from day one who you can call at any time of the day.

80+ Lenders To Choose From

We maintain accreditations with 80+ lenders to give you more choice. There's always going to be a time a specific lender shines, so we keep relationships with all our lenders.

How we get your finance sorted

03

Get approved & settled

Choose your option and your broker handles the next steps.

Speak to a broker

Customer Reviews

Finance feels better when it feels clear.

Straight answers, fast communication and a broker who stays close to the deal from the first question through to settlement.

Corey was excellent to deal with. He was able to get me a better rate than everyone else, he was very responsive, worked quickly and made the process very easy, even with me asking a million questions. I would definitely use him again next time.

Louis X

3 months ago

Corey has been incredible to work with. He truly cares about his clients and goes above and beyond to support and guide you through every step. His knowledge, professionalism, and genuine effort made the whole process easy and stress free. Highly recommend!

Anthony Salloum

10 months ago

Amazing service with very quick turn around. I spoke to Corey on Thursday and had my money before midday Friday. Thank you so much Corey for looking after me and walking through every step of the process. You made it so easy.

Zubayd Allie

4 months ago

Corey was fantastic! So fast, efficient and even helped us over the weekend and outside business hours to make sure we could get our car ASAP. Friendly, efficient and professional. Highly recommend!

Jacqui Kirikava

4 months ago

Highly recommend Corey at X Lend! He made absolutely everything seamless from the start and sorted us out with a really good deal. We will definitely use his expertise again in the future.

Jon Di Teodoro

7 months ago

Questions, Answered

The useful details before you start.

Clear answers about comparing lenders, applying and speaking with an X Lend broker.

X Lend can help compare finance for cars, personal needs, business vehicles, equipment, trucks, working capital and other eligible purposes.

We compare suitable options across our accredited panel of 80+ banks and nonbank lenders. We do not compare every lender in the Australian market.

Timing depends on the lender, your circumstances and the information available. Some straightforward applications can receive an answer quickly, while more complex scenarios may take longer.

A conversation or initial enquiry does not automatically require a formal credit application. Your broker can explain when a credit enquiry may occur before anything is submitted.

Yes. You can call X Lend or request a conversation first, so you understand the process and likely information requirements before moving forward.

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Ready To See Your Finance Options?

Tell us what you need and an X Lend broker can help compare suitable options across our lender panel.