5-Star customer satisfaction
A perfect customer rating built on clear communication, personal service and dependable support.
5.0 Rating - 100+ Reviews
Access finance options from over 80 lenders
- Quotes without credit score impactNo credit score impact for your quote
- Expert support for bad credit and bankruptcyExpert support for bad credit applications
- Compare 80+ lenders with one simple enquiryCompare 80 lenders with one enquiry
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Why X Lend is your best bet for better finance.
An award-winning brokerage, built for everyday Australians.
Contact the team80+ lenders to compare
A wide panel gives us more ways to find a suitable option for straightforward or complex credit.
Qualified and accredited
X Lend is an AFCA and FBAA member, supported by Diploma-qualified finance brokers.
Your own consultant
One broker owns your application and keeps you informed from enquiry to settlement.
Careful lender matching
We assess your position before approaching lenders whose policy fits your application.
Fast, practical decisions
Clear next steps and responsive support help keep your finance moving without the runaround.
Click to see more benefits
Your own consultant
One broker owns your application and keeps you informed from enquiry to settlement.
Careful lender matching
We assess your position before approaching lenders whose policy fits your application.
Fast, practical decisions
Clear next steps and responsive support help keep your finance moving without the runaround.
Tell us what you need
Share what you are financing, your timing and a few details about your application.
We compare suitable options
Your broker reviews lender policy and compares suitable options across our lender panel.
Choose, approve and settle
Select your preferred option and we manage the application through to settlement.
Finance for every part of life and business
Choose the type of finance you need and explore the options available through X Lend.
Meet Corey Marino.
X Lend's founder and finance broker personally leads each application—from understanding your circumstances and comparing suitable lenders through to settlement.
Diploma qualified broker — FBAA member — AFCA member
Accredited with 80+ of Australia's Top Lenders
View our lender panel
Hear from over 100 of our previous clients
Straight answers, fast communication and a broker who stays close to the deal from the first question through to settlement.
Corey was excellent to deal with. He was able to get me a better rate than everyone else, he was very responsive, worked quickly and made the process very easy, even with me asking a million questions. I would definitely use him again next time.
Corey has been incredible to work with. He truly cares about his clients and goes above and beyond to support and guide you through every step. His knowledge, professionalism, and genuine effort made the whole process easy and stress free. Highly recommend!
Amazing service with very quick turn around. I spoke to Corey on Thursday and had my money before midday Friday. Thank you so much Corey for looking after me and walking through every step of the process. You made it so easy.
Corey was fantastic! So fast, efficient and even helped us over the weekend and outside business hours to make sure we could get our car ASAP. Friendly, efficient and professional. Highly recommend!
Highly recommend Corey at X Lend! He made absolutely everything seamless from the start and sorted us out with a really good deal. We will definitely use his expertise again in the future.
A better look into how we overcome complex scenarios
Anonymised actual settled clients from finance that X Lend has arranged through its lender partners. Your individual outcome will depend on the application and lender criteria.
Personal Finance$39,000 settledA new LDV D90 after only two months in a casual roleThe customer had only been in a casual PAYG role for two months. Their partner was not working, they had two dependent children and they had no previous PAYG employment history to demonstrate continuity.View result →
Business Vehicles$174,000 settledFour Hilux vehicles for a company only one month oldThe business had won a major project and needed four vehicles before contract cashflow began. The new company entity was only one month old and had no established business credit.View result →
Business Lending$90,000 limit settledA debtor facility kept 25 casual workers paid on timeThe company paid 25 casual workers each week while major customers took between 30 and 60 days to pay approved invoices.View result →
Business Lending$180,000 settledA plumbing competitor acquired with specialist business financeThe purchase included both tangible vehicles and equipment and intangible value from the customer book and existing local-government maintenance contracts.View result →Calculators and guides to help you move forward
Run the numbers, compare scenarios and understand the details before you apply.
Some of our frequently asked questions
Clear answers about comparing lenders, applying and speaking with an X Lend broker.
X Lend can help compare finance for cars, personal needs, business vehicles, equipment, trucks, working capital and other eligible purposes.
We compare suitable options across our accredited panel of 80+ banks and nonbank lenders. We do not compare every lender in the Australian market.
Timing depends on the lender, your circumstances and the information available. Some straightforward applications can receive an answer quickly, while more complex scenarios may take longer.
A conversation or initial enquiry does not automatically require a formal credit application. Your broker can explain when a credit enquiry may occur before anything is submitted.
Yes. You can call X Lend or request a conversation first, so you understand the process and likely information requirements before moving forward.
