FINANCE. INSURANCE. BROKING.

Compare 60+ lenders with X Lend and access competitive finance with interest rates starting from 5.74%.

Compare 60+ lenders with X Lend and access competitive finance from 5.74%, all with no credit score impact.

Start Your Free Quote

See How It Works

FINANCE YOU CAN TRUST.

RATES YOU CAN AFFORD.

Compare 60+ lenders with X Lend and access competitive finance with interest rates starting from 5.74%.

Start Your Free Quote

See How It Works

“Finance is stuck in the past.
X Lend gives customers real time updates, a direct consultant, and 60+ lenders competing for your business.”

Corey Marino

Director & Principal Broker

Corey Marino

Director & Principal Broker

Corey Marino

Director & Principal Broker

Of our applications are approved after submission

of applications we submit, get approved.

Of applications approved

Products that we compare

loan products that we compare with artificial intelligence.

Products that we compare

Individual lenders products are compared

individual lenders products are compared for your loan.

Individual lenders products are compared

Join hundreds who refuse to settle for just the one bank

Everyday Aussies are switching away from the one bank model and comparing lenders to get better deals on their finance. Access real rates from 60+ lenders all in the one place, through X LEND.

Australians are ditching the one-bank model and comparing over 60+ lenders through X Lend to get access to better finance options.

Compare Your Options

Front Tier Roofing, based in Maitland NSW, scaled fast during their startup phase, with premium funding secured through X Lend.

600%

Growth on revenue in just 18 months

The X Lend difference —
straight from our past clients

The X Lend difference—
straight from our past clients

JDT Glazing

Verified Business Customer

Highly recommend Corey at X Lend! Making absolutely everything so seamless from the start and sorting us out with a really good deal. Will definitely use his expertise again in the future.

JDT Glazing

Verified Business Client

Highly recommend Corey at X Lend! Making absolutely everything so seamless from the start and sorting us out with a really good deal. Will definitely use his expertise again in the future.

JDT Glazing

Verified Business Customer

Highly recommend Corey at X Lend! Making absolutely everything so seamless from the start and sorting us out with a really good deal. Will definitely use his expertise again in the future.

Ruby Beatty

Verified Client

X Lend have been nothing but the best. They are quick, efficient, friendly and very understanding. They have quick communications to you and are fast at organising the whole process

Ruby Beatty

Verified Client

X Lend have been nothing but the best. They are quick, efficient, friendly and very understanding. They have quick communications to you and are fast at organising the whole process

Ruby Beatty

Verified Client

X Lend have been nothing but the best. They are quick, efficient, friendly and very understanding. They have quick communications to you and are fast at organising the whole process

Christian Eduardo

Verified Business Client

I had the pleasure of working with Corey as my broker for a recent loan, and I couldn’t be more impressed with the experience.

Christian Eduardo

Verified Business Client

I had the pleasure of working with Corey as my broker for a recent loan, and I couldn’t be more impressed with the experience.

Christian Eduardo

Verified Business Client

I had the pleasure of working with Corey as my broker for a recent loan, and I couldn’t be more impressed with the experience.

We’ve delivered over 1000+ loans to help everyday aussies access finance, smarter.

100+

Trusted by

Clients Australia-wide

100+

Trusted by

Aussies.

100+

Trusted by

Clients Australia-wide

Read Our Reviews.

Your broker, not a call centre

Finance can be stressful. We get it. That's why you'll always deal with a real person who actually picks up the phone - not a call centre, not a chatbot.

Get started with X Lend

Access To More Lenders

Your bank can only offer their own products. We compare over 60 lenders across the market to find you better rates, better terms, and more flexible finance options that actually suit your situation.

Access To More Lenders

Your bank can only offer their own products. We compare over 60 lenders across the market to find you better rates and better terms.

Access To More Lenders

Your bank can only offer their own products. We compare over 60 lenders across the market to find you better rates, better terms, and more flexible finance options that actually suit your situation.

Protect Your Credit File

We compare lenders first before submitting any applications, helping you avoid unnecessary credit checks that can damage your credit score even 5 years later.

Protect Your Credit File

Our first priority is preserving your credit file. We prioritise helping you avoid unnecessary credit checks that can damage your file, even 5 years later.

Protect Your Credit File

We compare lenders first before submitting any applications, helping you avoid unnecessary credit checks that can damage your credit score even 5 years later.

Ongoing Broker Support

We support you through approval, settlement, and future reviews with a direct broker contact. No call centres. No chatbots. Just real people who know your file.

Ongoing Broker Support

We support you through approval, settlement, and future reviews with a direct broker contact. No call centres. No chatbots. Just you and your broker.

Ongoing Broker Support

We support you through approval, settlement, and future reviews with a direct broker contact. No call centres. No chatbots. Just real people who know your file.

Expert Negotiation Power

With access to dozens of lenders, we use competition to your advantage. That means stronger negotiating power, sharper pricing, and better deals.

Expert Negotiation Power

With access to dozens of lenders, we use competition to your advantage. That means stronger negotiating power, sharper pricing, and better deals.

Expert Negotiation Power

With access to dozens of lenders, we use competition to your advantage. That means stronger negotiating power, sharper pricing, and better deals.

Time Saving Process

One application gives you access to multiple lenders. No branch visits, no paperwork headaches, and no wasting hours shopping around.

Time Saving Process

One application gives you access to multiple lenders. No branch visits, no paperwork headaches, and no wasting hours shopping around.

Time Saving Process

One application gives you access to multiple lenders. No branch visits, no paperwork headaches, and no wasting hours shopping around.

Built for Real Borrowers

PAYG, self employed, business owners, and investors. We structure finance around how you actually earn and spend, not a one-size-fits-all bank policy.

Built for Real Borrowers

PAYG, self employed, business owners, and investors. We structure finance around how you actually earn and spend, not a one-size-fits-all bank policy.

Built for Real Borrowers

PAYG, self employed, business owners, and investors. We structure finance around how you actually earn and spend, not a one-size-fits-all bank policy.

6 Hours

From documents received, to approval.

Our average approval times.
We prioritize speed, without sacrificing getting you the best possible option.

X LEND 2026.

Let’s talk.

Tell us what you’re looking to finance - we will map out the smartest way to get it done.

Fast response

Once you are ready to get started, we are here ready to help.

Clear path

After the consultation, we’ll provide you with a detailed finance plan.

Principal Broker

at XLEND.

Corey Marino

Contact Direct

Asset Finance & Commercial Broker

at XLEND.

Jack Prow

Contact Direct

Let’s talk.

Tell us what you’re looking to finance - we will map out the smartest way to get it done.

Fast response

Once you are ready to get started, we are here ready to help.

Clear path

After the consultation, we’ll provide you with a detailed finance plan.

Principal Broker

at XLEND.

Corey Marino

Contact Direct

Asset Finance & Commercial Broker

at XLEND.

Jack Prow

Contact Direct

X LEND 2026.

Let’s talk.

Tell us what you’re looking to finance - we will map out the smartest way to get it done.

Fast response

Once you are ready to get started, we are here ready to help.

Clear path

After the consultation, we’ll provide you with a detailed finance plan.

Principal Broker

at XLEND.

Corey Marino

Contact Direct

Asset Finance & Commercial Broker

at XLEND.

Jack Prow

Contact Direct

FINANCE YOU CAN TRUST.RATES YOU CAN AFFORD.

FINANCE YOU CAN TRUST.RATES YOU CAN AFFORD.

FINANCE YOU CAN TRUST.RATES YOU CAN AFFORD.

“Finance is stuck in the past.X Lend gives customers real time updates, a direct consultant, and 60+ lenders competing for your business.”

“Finance is stuck in the past.X Lend gives customers real time updates, a direct consultant, and 60+ lenders competing for your business.”

“Finance is stuck in the past.X Lend gives customers real time updates, a direct consultant, and 60+ lenders competing for your business.”

Join hundreds who refuse to settle for just the one bank

Join hundreds who refuse to settle for just the one bank

Join hundreds who refuse to settle for just the one bank

Front Tier Roofing, based in Maitland NSW, scaled fast during their startup phase, with premium funding secured through X Lend.

Front Tier Roofing, based in Maitland NSW, scaled fast during their startup phase, with premium funding secured through X Lend.

Front Tier Roofing, based in Maitland NSW, scaled fast during their startup phase, with premium funding secured through X Lend.

600%

600%

The X Lend difference —straight from our past clients

The X Lend difference—straight from our past clients

Your broker, not a call centre

Your broker, not a call centre

Your broker, not a call centre

Access To More Lenders

Access To More Lenders

Protect Your Credit File

Protect Your Credit File

Ongoing Broker Support

Ongoing Broker Support

Expert Negotiation Power

Expert Negotiation Power

Time Saving Process

Time Saving Process

Built for Real Borrowers

Built for Real Borrowers

Let’s talk.

Let’s talk.

Let’s talk.

FINANCE YOU CAN TRUST.
RATES YOU CAN AFFORD.

FINANCE YOU CAN TRUST.
RATES YOU CAN AFFORD.

FINANCE YOU CAN TRUST.

RATES YOU CAN AFFORD.

“Finance is stuck in the past.
X Lend gives customers real time updates, a direct consultant, and 60+ lenders competing for your business.”

“Finance is stuck in the past.
X Lend gives customers real time updates, a direct consultant, and 60+ lenders competing for your business.”

“Finance is stuck in the past.
X Lend gives customers real time updates, a direct consultant, and 60+ lenders competing for your business.”

The X Lend difference —
straight from our past clients

The X Lend difference—
straight from our past clients