Our success starts with our clients

At X Lend, we pride ourselves on trust, clarity and accountability. No matter if you're a $5,000 or a $500,000 customer, you will get the same A Class service, everytime.

Meet The Team.

Meet The Team.

We're a small team with a big focus — helping businesses and families secure the finance they deserve

We're a small team with a big focus — helping businesses and families secure the finance they deserve

Corey Marino

Director & Principal Broker

woman in gray jacket
woman in gray jacket
woman in gray jacket

Diploma Of Finance Broking &
Mortgage Management

Diploma Of Finance Broking &
Mortgage Management

Certified Justice Of The Peace (NSW)

Corey is a results driven broker with strong commercial insight and lending expertise. He brings a hands-on approach to every client, helping them secure smarter finance through better lender comparisons and clearer advice.

woman in gray jacket
woman in gray jacket
woman in gray jacket

Certificate IV in Finance Broking

Certified Real Estate Practice (QLD)

Jack is a results driven consultant specialising in acquisitions and mergers. With over eight years of experience navigating complex business transactions, he brings sharp commercial insight and a strategic approach to every deal.

Jack Prow

Asset & Commercial Finance Broker

We're recognized by those who work with us

2025 Winner - Lenders Choice Broker Of The Year Optimise Awards (NSW & ACT)

2025 Winner -
Lenders Choice Broker Of The Year Optimise Awards (NSW & ACT)

Built for you.
Run by people who've sat where you're sitting.

Built for you.
Run by people who've sat where you're sitting.

We've spent years navigating complex loans, lender requirements, and endless paperwork. We built X Lend to make it simple — so you get better options, faster.

We've spent years navigating complex loans, lender requirements, and endless paperwork. We built X Lend to make it simple — so you get better options, faster.

Flexible for businesses, families, and complex setups

Flexible for businesses, families, and complex setups

Flexible for businesses, families, and complex setups

Built for people who want options, not just approvals

Built for people who want options, not just approvals

Built for people who want options, not just approvals

Trusted by business owners and growing families

Trusted by business owners and growing families

Trusted by business owners and growing families

Designed for speed and results, not just compliance

Designed for speed and results, not just compliance

Designed for speed and results, not just compliance

Join us in providing top tier finance.

Do you value customer relationships above everything else? Think you could be a good fit?

The values that we work off and that matter to us

We don't do corporate fluff. These are the things we actually care about. If they sound like you, we should talk.

Transparency

No double-speak, no runaround. We say what we mean and make sure everyone's on the same page.

Transparency

No double-speak, no runaround. We say what we mean and make sure everyone's on the same page.

Transparency

No double-speak, no runaround. We say what we mean and make sure everyone's on the same page.

Results

We're not here to tick boxes. Everything we do should actually move the needle — for clients and the business.

Results

We're not here to tick boxes. Everything we do should actually move the needle — for clients and the business.

Results

We're not here to tick boxes. Everything we do should actually move the needle — for clients and the business.

Growth

We ask questions, dig deeper, and never assume we've got it all figured out. That's how we get better.

Growth

We ask questions, dig deeper, and never assume we've got it all figured out. That's how we get better.

Growth

We ask questions, dig deeper, and never assume we've got it all figured out. That's how we get better.

Trust

We back each other. Show up, own your shit, and respect the people around you.

Trust

We back each other. Show up, own your shit, and respect the people around you.

Trust

We back each other. Show up, own your shit, and respect the people around you.

Speed

Done is better than perfect. Move fast, learn as you go, and keep things rolling.

Speed

Done is better than perfect. Move fast, learn as you go, and keep things rolling.

Speed

Done is better than perfect. Move fast, learn as you go, and keep things rolling.

Teamwork

No egos. We share ideas, challenge each other, and win together.

Teamwork

No egos. We share ideas, challenge each other, and win together.

Teamwork

No egos. We share ideas, challenge each other, and win together.

Frequently asked questions

Answers to common questions about getting started and using X LEND.

How long does the loan application process take?
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Most applications are quick — often approved within 24 to 48 hours. It depends on your lender, loan type, and how fast you get us the info. Our smart lender-matching system helps speed things up, and applying takes less than 10 minutes.

What can a business loan be used for?
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Business loans can be used for almost anything — buying equipment, paying suppliers, covering wages, renovations, marketing, or boosting cashflow. If it helps your business grow or stay on track, chances are we can finance it.

I haven't done my taxes yet, can i still get a loan?
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Yes, you can. We work with a range of lenders who offer low doc and no doc options for self-employed applicants. Even if your tax returns aren’t up to date, we can usually help. Just give us a few details and we’ll match you with a lender that suits your situation.

Can I buy a car privately on finance?
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Yes, absolutely. We can help you finance a car whether it’s from a dealership or a private seller. If you're buying privately, we’ll work with the seller to make sure everything runs smoothly. The process is slightly different to buying from a yard, and we’ll usually arrange an inspection to confirm the car’s condition. Once that’s sorted, we handle the rest to get your funds released quickly.

Do i have to wait for a call?
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Once you submit your enquiry, a consultant will reach out within 60 minutes during business hours. You will get a call from a mobile number and that will be your point of contact from there on.

How long does the loan application process take?
icon

Most applications are quick — often approved within 24 to 48 hours. It depends on your lender, loan type, and how fast you get us the info. Our smart lender-matching system helps speed things up, and applying takes less than 10 minutes.

What can a business loan be used for?
icon

Business loans can be used for almost anything — buying equipment, paying suppliers, covering wages, renovations, marketing, or boosting cashflow. If it helps your business grow or stay on track, chances are we can finance it.

I haven't done my taxes yet, can i still get a loan?
icon

Yes, you can. We work with a range of lenders who offer low doc and no doc options for self-employed applicants. Even if your tax returns aren’t up to date, we can usually help. Just give us a few details and we’ll match you with a lender that suits your situation.

Can I buy a car privately on finance?
icon

Yes, absolutely. We can help you finance a car whether it’s from a dealership or a private seller. If you're buying privately, we’ll work with the seller to make sure everything runs smoothly. The process is slightly different to buying from a yard, and we’ll usually arrange an inspection to confirm the car’s condition. Once that’s sorted, we handle the rest to get your funds released quickly.

Do i have to wait for a call?
icon

Once you submit your enquiry, a consultant will reach out within 60 minutes during business hours. You will get a call from a mobile number and that will be your point of contact from there on.

How long does the loan application process take?
icon

Most applications are quick — often approved within 24 to 48 hours. It depends on your lender, loan type, and how fast you get us the info. Our smart lender-matching system helps speed things up, and applying takes less than 10 minutes.

What can a business loan be used for?
icon

Business loans can be used for almost anything — buying equipment, paying suppliers, covering wages, renovations, marketing, or boosting cashflow. If it helps your business grow or stay on track, chances are we can finance it.

I haven't done my taxes yet, can i still get a loan?
icon

Yes, you can. We work with a range of lenders who offer low doc and no doc options for self-employed applicants. Even if your tax returns aren’t up to date, we can usually help. Just give us a few details and we’ll match you with a lender that suits your situation.

Can I buy a car privately on finance?
icon

Yes, absolutely. We can help you finance a car whether it’s from a dealership or a private seller. If you're buying privately, we’ll work with the seller to make sure everything runs smoothly. The process is slightly different to buying from a yard, and we’ll usually arrange an inspection to confirm the car’s condition. Once that’s sorted, we handle the rest to get your funds released quickly.

Do i have to wait for a call?
icon

Once you submit your enquiry, a consultant will reach out within 60 minutes during business hours. You will get a call from a mobile number and that will be your point of contact from there on.

Book a free consultation

Lets talk about your goals and see how X Lend can simplify your finance journey.

Do you prefer email? We're available at:

Book a free consultation

Lets talk about your goals and see how X Lend can simplify your finance journey.

Do you prefer email? We're available at:

Book a free consultation

Lets talk about your goals and see how X Lend can simplify your finance journey.

Do you prefer email? We're available at: