Your quote in 3 simple steps.

Your quote in 3 simple steps.

No hard credit checks until you’re happy with the rates and repayments.

Fill Application & Provide ID

Fill out your application and upload your income documents and ID. This helps us get an accurate picture of your situation and helps us determine your best fit.

Compare Offers

We run a soft check only and match you with the cheapest lender options you’re actually eligible for. No hard credit checks at this stage.

Confirm & Proceed

We show you the rates and repayments in detail. Only once you’re happy, we submit a formal application to the chosen lender.

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Finance doesn't need to be complicated.

Finance doesn't need to be complicated.

Finance doesn't need to be complicated.

Finance doesn't need to be complicated.

Book a quick call and get a clear look at how X Lend works, what’s included, and whether it fits your situation. Cost free chat , zero obligations.

Book a quick call and get a clear look at how X Lend works, what’s included, and whether it fits your situation. Cost free chat , zero obligations.



Book a quick call and get a clear look at how X Lend works, what’s included, and whether it fits your situation. Cost free chat , zero obligations.



Book a quick call and get a clear look at how X Lend works, what’s included, and whether it fits your situation. Cost free chat , zero obligations.

X Lend Finance Pty Ltd trading as “X Lend” ABN 46 665 041 136 , is an Authorised Credit Representative #546635 of AFAS GROUP PTY LTD, Australian Credit Licence #414426. All loans are subject to eligibility criteria, credit assessment, and lender approval. Terms, conditions, fees, and charges may apply.



X Lend Finance Pty Ltd trading as “X Lend” ABN 46 665 041 136 , is an Authorised Credit Representative #546635 of AFAS GROUP PTY LTD, Australian Credit Licence #414426. All loans are subject to eligibility criteria, credit assessment, and lender approval. Terms, conditions, fees, and charges may apply.



X Lend Finance Pty Ltd trading as “X Lend” ABN 46 665 041 136 , is an Authorised Credit Representative #546635 of AFAS GROUP PTY LTD, Australian Credit Licence #414426. All loans are subject to eligibility criteria, credit assessment, and lender approval. Terms, conditions, fees, and charges may apply.