Running A Business Is Hard.
Getting Finance Shouldn't Be.
Running A Business Is Hard.
Getting Finance Shouldn't Be.
Approvals in as little as 24 hours, with a dedicated broker doing the heavy lifting.
At X Lend, we compare over 1,000 loan products from more than 60 lenders to make sure you secure the best deal available.
With no upfront credit checks, and obligation free quotes, getting finance has never been easier.
Approvals in as little as 24 hours, with a dedicated broker doing the heavy lifting.
At X Lend, we compare over 1,000 loan products from more than 60 lenders to make sure you secure the best deal available.
With no upfront credit checks, and obligation free quotes, getting finance has never been easier.
Approvals in as little as 24 hours, with a dedicated broker doing the heavy lifting.
At X Lend, we compare over 1,000 loan products from more than 60 lenders to make sure you secure the best deal available.
With no upfront credit checks, and obligation free quotes, getting finance has never been easier.
No Credit checks
No Credit checks
No Credit checks
No Credit checks
Choices from 60+ Lenders
Choices from 60+ Lenders
Choices from 60+ Lenders
Choices from 60+ Lenders
Approvals in 24 hours
Approvals in 24 hours
Approvals in 24 hours
Approvals in 24 hours
Compare your loan options
Compare your loan options
Compare your loan options
Compare your loan options
No impact to credit score, click to get started
No impact to credit score, click to get started
No impact to credit score, click to get started
No impact to credit score, click to get started
How it works
How it works
How it works
How it works
Welcome to the easy way of getting your finance sorted.
Welcome to the easy way of getting your finance sorted.
Welcome to the easy way of getting your finance sorted.
Welcome to the easy way of getting your finance sorted.
01
01
01
Apply Online
Apply Online
Apply Online
Start your online application in minutes. No appointments, no manual paperwork and no hits to your credit file.
Start your online application in minutes. No appointments, no manual paperwork and no hits to your credit file.
Start your online application in minutes. No appointments, no manual paperwork and no hits to your credit file.
02
02
02
Compare Your Options
Compare Your Options
Your broker will take your information and compare options from 60+ lenders, once you are happy, we prepare your application to the lender.
Your broker will take your information and compare options from 60+ lenders, once you are happy, we prepare your application to the lender.
Your broker will take your information and compare options from 60+ lenders, once you are happy, we prepare your application to the lender.
03
03
03
Get Approved
Get Approved
Once approved, we handle the rest. All paperwork and follow-ups are handled by us, sign your loan contracts fully online and get funded, fast.
Once approved, we handle the rest. All paperwork and follow-ups are handled by us, sign your loan contracts fully online and get funded, fast.
Once approved, we handle the rest. All paperwork and follow-ups are handled by us, sign your loan contracts fully online and get funded, fast.
Our Lending Partners
Our Lending Partners
Our Lending Partners
Our Lending Partners
We compare 60+ lenders, ensuring the best loan possible.
We compare 60+ lenders, ensuring the best loan possible.
We compare 60+ lenders, ensuring the best loan possible.
We compare 60+ lenders, ensuring the best loan possible.
Support
Support
Support
Support
End to end support, every step of the way.
End to end support, every step of the way.
End to end support, every step of the way.
End to end support, every step of the way.
Apply In 10 Minutes
Apply In 10 Minutes
No appointments. No paperwork. Just a fast online form to kick things off.
No appointments. No paperwork. Just a fast online form to kick things off.
Speak To Your Broker
Speak To Your Broker
One consultant from start to finish. No call centres. No passing around.
One consultant from start to finish. No call centres. No passing around.
Compare Your Options
Compare Your Options
We compare 50+ lenders to find the best fit for your situation.
We compare 50+ lenders to find the best fit for your situation.
Approval, Fast.
Approval, Fast.
Most deals are approved in 24–48 hours. We don’t mess around.
Most deals are approved in 24–48 hours. We don’t mess around.
Finance Funded
Finance Funded
No printing, scanning or back and forth. Just a secure link and a few clicks.
No printing, scanning or back and forth. Just a secure link and a few clicks.
Support After Settlement
Support After Settlement
Here to support you anytime after your loan settles.
Here to support you anytime after your loan settles.
Testimonials
Turns out, people like getting finance sorted.
|
85+ Average Google Rating
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Testimonials
Turns out, people like getting finance sorted.
|
85+ Average Google Rating
Testimonials
Turns out, people like getting finance sorted.
|
85+ Average Google Rating
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Testimonials
Turns out, people like getting finance sorted.
|
85+ Average Google Rating
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Prince S.
Melbourne, VIC
Corey is amazing and was super helpful with my loan refinance process. He looked after all the details and nothing was too much.
Rodney T.
Freston, VIC
WHAT CAN I SAY - ABSOLUTELY AMAZING! Thank you so much Corey and X Lend for EXCELLENT WORK.
Jenna L.
Forest Hill, QLD
100% recommend Corey!!! He was so amazing and extremely helpful, went above and beyond to help us with our first car loan.
Samantha B.
Berwick, VIC
Corey’s dedication and love for what he does as a broker really shows in his customer service and his support.
Benjamin S.
Wallacia, NSW
I had an incredibly poor credit rating due to an old Part X debt agreement. Brokers wouldn’t give me a shot - X Lend sorted it and got me a killer deal.
Services
Services
Services
Services
Finance, tailored for every purpose.
Finance, tailored for every purpose.
Car Loans - Personal Or Business
Car Loans - Personal Or Business
Dealer, private sale, or auction, we’ve got you covered. X Lend makes it easy to finance the way that suits your needs, with options for both personal and business use.
Dealer, private sale, or auction, we’ve got you covered. X Lend makes it easy to finance the way that suits your needs, with options for both personal and business use.
Equipment Loan
Equipment Loan
Need gear for work? Whether it’s machinery, tools, vehicles, or tech, we help you finance equipment through dealers, private sellers, or auctions with options from 50+ lenders.
Need gear for work? Whether it’s machinery, tools, vehicles, or tech, we help you finance equipment through dealers, private sellers, or auctions with options from 50+ lenders.
Business Loan
Business Loan
Need fast cash flow without the hassle? X Lend helps businesses access short term funds to keep things running.
Need fast cash flow without the hassle? X Lend helps businesses access short term funds to keep things running.
Personal Loan
Personal Loan
Dental, travel, or home upgrades? We've got you. X Lend helps you access funds quickly with lenders who understand.
Dental, travel, or home upgrades? We've got you. X Lend helps you access funds quickly with lenders who understand.
Personal Loan
Personal Loan
Dental, travel, or home upgrades? We've got you. X Lend helps you access funds quickly with lenders who understand.
Dental, travel, or home upgrades? We've got you. X Lend helps you access funds quickly with lenders who understand.
Personal Loan
Personal Loan
Dental, travel, or home upgrades? We've got you. X Lend helps you access funds quickly with lenders who understand.
Dental, travel, or home upgrades? We've got you. X Lend helps you access funds quickly with lenders who understand.
FAQs
Frequently asked Questions
Can I buy a car privately on finance?
Yes, absolutely. We can help you finance a car whether it’s from a dealership or a private seller. If you're buying privately, we’ll work with the seller to make sure everything runs smoothly. The process is slightly different to buying from a yard, and we’ll usually arrange an inspection to confirm the car’s condition. Once that’s sorted, we handle the rest to get your funds released quickly.
What’s a balloon payment on a car loan?
A balloon payment is when you pay smaller repayments during the loan, with a larger lump sum due at the end. It’s a handy way to keep your regular payments lower, but you’ll need to cover that final amount either by paying it out or refinancing when the term ends.
I’m self-employed, can I still get a car loan?
Yes, you can. We work with a range of lenders who offer low doc and no doc options for self-employed applicants. Even if your tax returns aren’t up to date, we can usually help. Just give us a few details and we’ll match you with a lender that suits your situation.
What can a business loan be used for?
Business loans can be used for almost anything — buying equipment, paying suppliers, covering wages, renovations, marketing, or boosting cashflow. If it helps your business grow or stay on track, chances are we can finance it.
How long does the loan application process take?
Most applications are quick — often approved within 24 to 48 hours. It depends on your lender, loan type, and how fast you get us the info. Our smart lender-matching system helps speed things up, and applying takes less than 10 minutes.
FAQs
Frequently asked Questions
Can I buy a car privately on finance?
Yes, absolutely. We can help you finance a car whether it’s from a dealership or a private seller. If you're buying privately, we’ll work with the seller to make sure everything runs smoothly. The process is slightly different to buying from a yard, and we’ll usually arrange an inspection to confirm the car’s condition. Once that’s sorted, we handle the rest to get your funds released quickly.
What’s a balloon payment on a car loan?
A balloon payment is when you pay smaller repayments during the loan, with a larger lump sum due at the end. It’s a handy way to keep your regular payments lower, but you’ll need to cover that final amount either by paying it out or refinancing when the term ends.
I’m self-employed, can I still get a car loan?
Yes, you can. We work with a range of lenders who offer low doc and no doc options for self-employed applicants. Even if your tax returns aren’t up to date, we can usually help. Just give us a few details and we’ll match you with a lender that suits your situation.
What can a business loan be used for?
Business loans can be used for almost anything — buying equipment, paying suppliers, covering wages, renovations, marketing, or boosting cashflow. If it helps your business grow or stay on track, chances are we can finance it.
How long does the loan application process take?
Most applications are quick — often approved within 24 to 48 hours. It depends on your lender, loan type, and how fast you get us the info. Our smart lender-matching system helps speed things up, and applying takes less than 10 minutes.
FAQs
Frequently asked Questions
Can I buy a car privately on finance?
Yes, absolutely. We can help you finance a car whether it’s from a dealership or a private seller. If you're buying privately, we’ll work with the seller to make sure everything runs smoothly. The process is slightly different to buying from a yard, and we’ll usually arrange an inspection to confirm the car’s condition. Once that’s sorted, we handle the rest to get your funds released quickly.
What’s a balloon payment on a car loan?
A balloon payment is when you pay smaller repayments during the loan, with a larger lump sum due at the end. It’s a handy way to keep your regular payments lower, but you’ll need to cover that final amount either by paying it out or refinancing when the term ends.
I’m self-employed, can I still get a car loan?
Yes, you can. We work with a range of lenders who offer low doc and no doc options for self-employed applicants. Even if your tax returns aren’t up to date, we can usually help. Just give us a few details and we’ll match you with a lender that suits your situation.
What can a business loan be used for?
Business loans can be used for almost anything — buying equipment, paying suppliers, covering wages, renovations, marketing, or boosting cashflow. If it helps your business grow or stay on track, chances are we can finance it.
How long does the loan application process take?
Most applications are quick — often approved within 24 to 48 hours. It depends on your lender, loan type, and how fast you get us the info. Our smart lender-matching system helps speed things up, and applying takes less than 10 minutes.
FAQs
Frequently asked Questions
Can I buy a car privately on finance?
Yes, absolutely. We can help you finance a car whether it’s from a dealership or a private seller. If you're buying privately, we’ll work with the seller to make sure everything runs smoothly. The process is slightly different to buying from a yard, and we’ll usually arrange an inspection to confirm the car’s condition. Once that’s sorted, we handle the rest to get your funds released quickly.
What’s a balloon payment on a car loan?
A balloon payment is when you pay smaller repayments during the loan, with a larger lump sum due at the end. It’s a handy way to keep your regular payments lower, but you’ll need to cover that final amount either by paying it out or refinancing when the term ends.
I’m self-employed, can I still get a car loan?
Yes, you can. We work with a range of lenders who offer low doc and no doc options for self-employed applicants. Even if your tax returns aren’t up to date, we can usually help. Just give us a few details and we’ll match you with a lender that suits your situation.
What can a business loan be used for?
Business loans can be used for almost anything — buying equipment, paying suppliers, covering wages, renovations, marketing, or boosting cashflow. If it helps your business grow or stay on track, chances are we can finance it.
How long does the loan application process take?
Most applications are quick — often approved within 24 to 48 hours. It depends on your lender, loan type, and how fast you get us the info. Our smart lender-matching system helps speed things up, and applying takes less than 10 minutes.